Court Rules That Insurance Companies Are Required To Cover Medical Cannabis Treatment

A judge in New Jersey ruled that a man?s insurance company must pay for the cost of his medical cannabis treatment.

By: Ann Hunt?/?Waking Times? ?A judge in?New Jersey ruled that a man?s insurance company must pay for the cost of his medical cannabis treatment. This may establish an important precedent in the medical industry.

Andrew Watson, who lives in Egg Harbor, New Jersey, enrolled in the state?s medical cannabis program in 2014. He sought financial reimbursement for the purchase of medicinal cannabis over a term of three months.

Watson suffered from chronic neuropathic pain in his left hand. His condition was consistent with New Jersey?s list of qualifying conditions for medical marijuana. He was injured on the job. His initial worker?s compensation claim was denied.

During the hearing, a psychiatrist/neurologist testified on Watson?s behalf. The expert stated?that medical marijuana would allow Watson to reduce his prescription opiate use. This would lower risk of addiction and dangerous side effects. The court established that Watson?s cannabis usage is indeed medicinal and that his insurance company should cover his claim.

The presiding judge, Ingrid L. French, stated:

Opioids Versus Medical Cannabis

Opioids, such as methadone, oxycodone (such as OxyContin?) and hydrocodone (such as Vicodin?), have been responsible for over 183,000 deaths during the last 15 years. Their misuse, abuse and addiction are rampant in the United States. In 2014, almost 2 million Americans abused or were dependent on prescription opioids. On any given day, 1,000 people on the average are treated in emergency situations for the misuse of these drugs.

As of early 2017, medical cannabis is legal in 28 states. More?doctors and patient are likely to choose cannabis over mainstream prescription drugs to treat ailments such as pain. Pain management is a perfect contender for cannabis treatment, considering existing pharmaceutical solutions are quite addictive and outright dangerous.

Judge French called Watson?s choice to use medical cannabis as ?cautious, mature, and? exceptionally conscientious.? Many believe that medical cannabis can benefit both patients and insurance companies because treatment is less costly than pharmaceutical options.

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This article (Court Rules That Insurance Companies Are Required To Cover Medical Cannabis Treatment) by Ann Hunt is free and open source. You have permission to republish this article under a Creative Commons license with attribution to the author and Waking Times.

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